What It Takes To Protect Your Identity in the 21st Century
One of the worst phone calls you can get from your bank is the one that tells you someone has your credit card. How can that be? It’s right there in your wallet. Welcome to the 21st Century and the criminals who live in it. Today’s thief is as tech savvy as any software engineer and he can – and will – employ any innovative means necessary to get your financial information. Here’s what it takes to protect your identity these days.
• Pay attention to the cashier! Often, identity theft criminals are working at your local department store. Once you give your credit card to the cashier, never take your eyes off of it. Do not allow that individual to leave the register with your card.
• Identity theft happens via online transactions. Update all of your passwords regularly. Make sure they include letters and numbers, and go for the longest password the system allows.
• Shred all personal information. If you still receive bills and statements in the mail, make sure you shred them before you discard them. Thieves will happily go through your trash to get your personal information.
• Go paperless with your bills. One less piece of personal information in your trashcan is good for your financial security.
• Check your credit report often. You know your credit profile. Make sure it isn’t a surprise due to identity theft.
• Purchase additional insurance that offers assistance with identity theft restoration. Whether your credit card gets stolen on vacation or at the local market, a little extra insurance can save you hundreds if not thousands of dollars.
• Avoid using your primary checking account when shopping online. Consider setting up a PayPal account or a separate revenue resource dedicated to online transactions. You can keep the minimum balance necessary to cover obligations in these accounts, and you can always transfer money to and from the alternate account if necessary.
• Never give out credit card or personal information over the phone. There’s no way to know whether a phone salesman is legitimate. If you want to do business with a phone solicitor, ask them to send you information through the mail. Ask for website information or other references that you can trace for legitimacy.
• Ignore warning emails from your bank. If you get an email from a bank stating that your password was changed or your credit card has been suspended, close the email and go directly to that bank’s website. If the email is legitimate, the same warning will be directly connected to your account. Never open links in emails with addresses you don’t recognize.
Whatever you do to protect your identity and secure your finances, be aware that 21st Century thieves are always looking for new ways to fool you. Always approach electronic transactions with hyper awareness.
If any little red flag goes up for you, then it is perfectly OK to question the transaction or even contact your bank. How will you protect yourself in the 21st Century?
Posted in: New Media
Tags: credit card, credit profile, go paperless, identity theft, insurance, shopping online
I don’t even know how I ended up here, but
I thought this post was great. I don’t know who you are but certainly you’re going to a famous blogger if you aren’t already 😉 Cheers!
Zijn casino’s en hotels zijn in totaal zes keer
failliet gegaan.
My blog post – >hoe bouw je conditie op
Its like you read my mind! You seem to know
a lot about this, like you wrote the book in it
or something. I think that you can do with some pics to drive the message
home a little bit, but instead of that, this is magnificent
blog. An excellent read. I will certainly be back.
This paragraph will assist the internet users for building up new web site or even a blog from start to end.
Hi, I think your site might be having browser compatibility issues.
When I look at your blog site in Opera, it looks fine but when opening in Internet Explorer, it has
some overlapping. I just wanted to give you a quick heads up!
Other then that, superb blog!
Keep on working, great job!
It’s perfect time to make some plans for the future and it’s time to
be happy. I’ve read this post and if I could I want to suggest
you some interesting things or suggestions. Perhaps
you could write next articles referring to this article.
I want to read even more things about it!
It’s the best time to make some plans for the future and it is time to be happy.
I have read this post and if I could I desire to suggest you few
interesting things or advice. Perhaps you can write next articles referring to this article.
I wish to read more things about it!
Asking questions are truly good thing if you are not understanding something
fully, but this paragraph offers nice understanding yet.
I was more than happy to discover this great site.
I want to to thank you for ones time due to this wonderful read!!
I definitely savored every little bit of it and I have you saved to fav to check out new things on your web site.
I’m no longer certain the place you’re getting your information, however great topic.
I must spend some time finding out much more or understanding more.
Thank you for great info I used to be looking for this information for my mission.
We would anticipate to see thousands of markets across soccer, tennis, football,
basketball, baseball, and more.
my site 토토사이트
Heya i’m for the first time here. I came across this board and I in finding It really useful &
it helped me out much. I’m hoping to give something again and help others such as you aided me.
We currently have you covered, as the below section specifics what to watch
out for at the CT online casinos.
Feeel free to visit my web page :: Korean Casino<
/a>
Greate pieces. Keep writing such kind of info on your
blog. Im really impressed by it.
Hello there, You have performed a great job. I’ll definitely digg it and personally suggest to my friends.
I’m confident they’ll be benefited from this site.
Is the perfect way to meet beautiful men and women.
What is the migration path for software using the previous term URI?
The crate you choose should have a good protective covering and should mount securely to your motorcycle.
When you stumble upon a sportsbook dishing out specials for the octagon, stick with it.
Feel free to surf to my web blog; ="nofollow ugc">NBA betting
Wow that was odd. I just wrote an very long comment but after
I clicked submit my comment didn’t show up. Grrrr… well
I’m not writing all that over again. Anyways, just wanted to say
great blog!
Our resident triple-threat dancer, singer and actress.
Our apps are clean, clutter-free and easy to pick up.